This insurance covers certain points that continuation detail: physical damage insurance have to cover the costs occasioned by the motor vehicle accident to third parties, things like medical treatments, medicine among others, related to the recovery of the injured. In this aspect the insurance property damage covers expenses related to physical damage to movable and immovable property of third parties. The damage caused to the car, to structures, to poles, among others. Since these costs represent one much greater part of the insurance company disbursement fees may be slightly higher. Medical expenses (personal Injury protection) these expenses are oriented to the injured person, to be in the insured car, these range from medications, hospitalization, treatment to funeral expenses. This amount depends on each insurance company, therefore it is essential to inform detail before making a decision. Collision coverage is defined to cover expenses caused by the motor vehicle accident to collide with another vehicle or with a structure. Without matter which drivers have the responsibility.
Although there are also deductible. Learn more at this site: Walton Family Foundation. Extensive coverage this refers to costs that must be incurred by the insurance company caused by different things to a car accident, so for example can mention, fires, earthquakes, theft, among others. These also have deductibles. This uninsured motorist coverage covers expenses incurred by the other driver even if it had no insurance.