New Car Insurance

Large price differences: choosing a cheap car insurance for the new cars saves up to 740 euros Berlin, February 12, 2009 the cash for clunkers program launched in January for old cars is becoming more and more the saving straw for the ailing automotive industry. Today, over 41,000 applications are entered on granting the environmental award from the Federal Office of Economics and export control (BAFA). In this context, many car companies sometimes sudden rises in new car sales report. Small car in the price segment are particularly popular with the customers up to 15,000 euro. Some models like the Opel Agila and the Ford Ka, sales and sales tripled when compared to the same period last year. In addition to the cash for clunkers many new car buyers can save even further, if they switch to a cheaper car insurance.

According to research of the independent consumer portal toptarif.de can be reduced by the annual contributions by the choice of a new auto insurance by up to 60 percent. Table in .xls: Cheap car insurance for small car new car buyers should miss the chance to an insurance comparison and change not”, explains by toptarif.de insurance expert Thorsten Bohg. There are large price differences between individual insurers. So, the premium for a Nissan Micra with comprehensive cover at the HDI24 on 513 euro amounts, for example, for a single person. At the most expensive provider 1,253 euro are due for the same terms in the year which corresponds to a difference of 740 euros.” Many new car buyers can benefit from numerous bonuses at the insurance. In addition to the now customary new cars – and first owner discounts provide individual insurers, like the DEVK, additional environmental bonuses that reward the low emissions of the vehicle.

You include the savings through the insurance Exchange to the environmental award and the own estates of the manufacturer, cheap new cars from around 4,000 euros available”, leads Bohg further out. Among other things the cost of a Dacia Logan originally 7,300 euros less environmental bonus of 2,500 euros and a savings potential of 739 euros in motor insurance reduced to 4,061 euro. Also the new Fiat Panda and the Chevrolet Matiz are after this Bill far less than 5,000 euros. One of the most popular subcompact models, the Skoda Fabia, lies just above. Through consumer portals such as toptarif.de (www.toptarif.de/ car insurance) or free service hotline 0800-10 30-499 can find out in just a few minutes specifically on the subject of car insurance consumers and free to switch to a cheaper provider. toptarif.de is the independent consumer portal of the Verlagsgruppe Georg von Holtzbrinck, for all common tariffs in Germany. It currently includes the categories of electricity, gas, DSL, investments, and insurance for legal protection, furniture, residential, private liability, car, keepers liability and is constantly being added and updated. Consumers can thus with minimal free check whether there are cheaper rates for him, and, where appropriate, immediately change. The complete service of change of is completely free of charge for the consumer and the customer receives the original conditions of the provider, in some cases over toptarif.de in any case even additional, not available from the provider themselves bonuses and discounts. Media contact: Christina Salinas Tel.: + 49.30.

Building Insurance

Drain-AS Alliance answered this question on the basis of 2 pioneering judgements. Investigations by local authorities show that about 70 percent of all sewage pipes on private land are leaking. This ailing sewage pipes are a threat to the groundwater. Therefore a leak test must be made according to legislators nationwide until no later than 2015 (more about this in the press room of the drain AS Alliance). In this context homeowners with their building insurance argue violently about which tubes are covered by the insurance policy and which are not.

But a close look in the administration of Justice can bring light in the dark. Facts case 1: when pressing the flushing of toilet was the homeowner noticed that the wastewater not expired and joined by a backwater of the toilet bowl. The sewage had dammed back because two pipes under the floor plate were poorly connected. This was bagged the sewer pipe to a length of several meters. The summoned Installer repaired the damage and provided for around 11,000 EUR in Bill the homeowner. The homeowner submitted this Bill promptly to his building insurance.

They wanted to not do but for the cost of repairs. \”Reasoning of the building insurance: it is insurance technically not a pipe break\”, but to connect two pieces of pipe, defective. For this purpose, building insurance must not afford. Court ruling: The OLG Bamberg (decision of 17.01.2006, 1 U 241/05, VersR 2006, S. 1213) has confirmed the opinion of the defendant insurance company of building. Only then, according to the General conditions of insurance (AVB), building insurance to pay if there is a rupture of the pipe or water damage. Conceptually, a pipe break requires that the pipe material through a hole or a break is damaged. The case is not insured, if the tubes are even intact and simply not properly connected.